Habi Makes Homeownership Affordable.
Buying with Habi saves you money…
You Save $560 / month.
Monthly payment based on $400k home purchase. Excludes taxes and insurance. Assumes 30-year loan term, 5% down without Habi, 3.00% interest rate, and annual PMI of 0.78% of the loan origination amount.
It’s tough out there.
Habi can help.
Debts, rent, and housing costs continue to rise as income remains stagnant. We’re here to make home ownership more manageable.
Buy a home
Monthly Mortgage Payment
Monthly payment based on $400k home purchase. Excludes taxes and insurance. Assumes 30-year loan term, 5% down without Habi, 3.00% interest rate, and annual PMI of 0.78% of the loan origination amount.
Unlock Equity
Monthly Home Equity Loan Payment
How Buying works with Habi:
We help you reach a 20% contribution, so your mortgage payment is lower every month.
You never owe Habi a monthly payment. Our contribution isn’t a loan—it’s a co-investment in your home.
We hope your home increases in value just like you do. When you sell your home, Habi receives our initial contribution back, plus a portion of the amount your home has increased in value.
You keep the savings and the equity you build along the way!
We’re in this together
We are partners, and Habi only wins if you win.